We can help.
Colorado Springs homeowners facing foreclosure can call us for
help. We work closely with experienced, professional, dedicated, full-time short
sale negotiators to help you sell your house even if you are underwater or behind
Divorce, job loss, disability, unexpected bills, or a loss of a loved one can strike at any time. When financial distress follows and the homeowner can no longer make the mortgage payments, foreclosure is not the only option. In the State of Colorado, the homeowner will receive at least 120 days notice prior to foreclosure. This gives us plenty of time to list and market your home and find a buyer.
Best of all, the LdC Consulting & Marketing team works closely with many local real estate investors so finding a willing and able buyer to make an offer on your home will not be a problem when you work with us. We want to walk you through the short sale process and help you make the best of a bad situation.
A short sale occurs when the lender agrees to accept an offer on a house that is less than what is owed on the home loan. In many cases, there are additional liens against the property, such as tax liens or a home equity line of credit. Banks are more willing to approve short sales now than they have been in the past.
While a short sale is not good for one’s credit, it is much better than foreclosure. In fact, many lenders treat a short sale on the credit report very leniently these days. They understand that the market conditions gave homeowners no better option, and they prefer to see that the homeowner made the effort to short sale and avoid foreclosure.
If you’re interested to learn more about the short sale option, we’re available to you every day. We’re happy to answer all your questions, so please don’t hesitate to call or write.